Top articles
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Green Private Debt market in 2019
Green private debt is highly prized by companies financing projects related to global warming : These loans are constantly increasing. According to the Climate Bonds Initiative CBI, this market growth, very strong so far, reaches nearly 80% annually (i.e....
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Insurrances nowadays
Thanks to insurance comparators online, clients learn more about prices and guarantees before committing. Customers are more demanding: they need advice or reviews. Digital tools (documents via MMS, apps, electronic signature, CRM CLOUD) and Fintech meet...
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Europe & Exchange worlwide
Europe balance prices to protect consumers & develop mobility in the whole union. Although China or US are said to be the world's largest economy, Europe remains the world's first real secure economy based on a safe or less fictitious currency. Europe...
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Family Offices new investments in 2015
In 2015, large fortunes, managed by Family Offices, are directly investing in more numerous unlisted companies as they seek to diversify their portfolios. So FOs are targeting more Private Equities. Private equity often requires large down payments. This...
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Boosting Investment in France
France has mainly benefited from Globalization : France has many advantages : first Paris-Saclay is the European Silicon Valley. TOTAL plans to take advantage of globalization to carry out its investment projects around the world. TOTAL is ahead of these...
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Fintech innovations for Banking industry
Financial companies are investing more & more in digital or marketing technologies: email delivery, content management systems, with a focus on a specific market audience & printed fund information, factsheets for some investors. This concerns especially...
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Earth Reforestation strengthens global economy
Since several years, many projects are created in order to face climate change : they represent great economic, social or environmental benefits. This is the reason why more countries favor green tourism or agro-forestry, a type of agriculture including...
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Fair Economy in France
Many green fintech or start-ups are emerging in France. "Climate KIC" (European company focused on adaptation to climate change) offers sustainable production systems, urban transition & sustainable use of land. Prestigious school such as Ecole Polytechnique,...
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Finance & Sustainability
Finance offers greater social or environmental responsibility in 2016. Indeed, there are more sustainable financial instruments. Meanwhile, Banks are investing more & more in green projects. As previously said, 2008 crisis did not only have negative effects,...
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SICAV (ICVC) trends in 2014
Any ICVC or SICAV sector is very wide & diversified, especially for direct securities ( equities, bonds, commodities, currencies...) management. SICAV investors benefit from economies of scale, access to professional expertise according performance objective,...
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Sovereign Wealth Funds diversification in 2015
The huge development of sovereign wealth funds (closely linked to national governments and becoming necessary for public investment), is steadily and lastingly growing. Sovereign Wealth Funds diversify and invest more and more in Private Equity. This...
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Global Capital Markets in 2014
Global Capital Markets are performing quite well in 2014, within a stronger USD. But investors can forecast global lower returns for any asset class on capital markets at the end of the year. Indeed, high political-economic risks, divergence between the...
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Keeping a sane prosperous Financial sector
Banks need supervision, compartmentalization : We should always pay attention toborrowers's credit worthiness. Today, we must have a good knowledge of financial instruments and how they operate in order to avoid loss. We can see through finance history,...
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Improving Environmental Taxation
How could we make Environmental Taxation more efficient in France : If tax proceeds are re-distributed, companies emitting little CO2 can improve their competitiveness. First introduced in the Scandinavian countries and in Germany in the 1990s, it is...
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Manage your portfolio more efficiently
First it's important to know if you're an active (investment analyst or decision maker making profits, having actions in a firm) or passive investor (limited buyer or seller) when building your portfolio or when using active management. Analyze all risk...
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Recession Management & interest rates
We need medium or small recessions that are normal processes at times. Without these, no growth is possible since recession periods allow resources to be used optimally. If we artificially erase this slowdown, our economy is then saturated. Old groups...
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Air quality
Oil-based economy being more limited, we must now focus on green energy. The de-carbonization of any economy pays a lot while preserving our planet. In addition, pollution has a significant negative impact on heart problems (heart attack, stroke) or cancer....
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current Savings in 2015
France has a monopoly over savings accounts all around the world. In 2015, French savings rate amounts to 14.5% of its gross disposable income. Total Gross saving is nearly about 190 billion euros. Saving passbooks are much appreciated by French people...
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Stock Index Market in 2013 : Dax etc.
Stock index market is much more secure than the Forex one. Investors are financed by an index fund: they invest on the price changes of a stock index (without having to buy the shares). The safest index, though volatile, remains the DAX. DAX accounts...
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Venture Capitals & Business Opportunities
Because of new high-potential start-ups being constantly more numerous, the number of Venture Capitals is dramatically increasing. Unicorns are dominating the Venture Capitals market at the moment with more & more “Angel List Investors”. The start-ups...
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Financial sector Evolution in 2018
In the US, a highly volatile environnement and a rise in FED rates affect financial and real estate markets . However this doesn't impede M&A. BNP Paribas wants to buy prime brokerage services from Deutsche Bank & has already bought those from Bank of...
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Private & public Stock Markets in 2015
In 2015, public and private equity markets continue to fluctuate all around the world (+ 22% in April 2015 then -12% the following semester). Faced to this permanent volatility (which continues to increase), the FED wants to significantly lower its interest...
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Fintech, RegTech & the Future of Banking
I Fintech & Digital services among financial firms Fintech is bringing about a complete reorganization: banks are becoming platforms on which start-ups are grafted. Over the past 3 years, global investment in Fintech has grown 4 times faster than global...
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Boosting French economy
There are few things that impede our economy to be boosted : Let, Let's remember that the corporate tax is 33.3% in Paris and only 20% in London. We face a serious business taxes in our country. In Germany these taxes are very low. Besides, renting an...
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Social Protection in France vs US
Health Insurance is the same state agency everywhere in France: its public system is universal as it applies to everybody, not only French people. It is made of health costs reimbursement, also applying to relatives. In the US, the Obamacare, partly private...